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 Join us February 9th at the NEW HOLIDAY INN EXPRESS & SUITES for a FREE Home Buyers Workshop. Those attending can enter to win a "NIGHT OUT" - DINNER & A MOVIE! 

This Free Workshop will present information regarding "The Home Buying Process From Start to Finish" which will include: 

Financing: 1. Preapproval vs. Prequalification, 2. Renting vs. Home Ownership, 3. Process of Getting a Loan, 4. Which Loan Is Best For You? 5. Down Payments, 6. Interest Rates.

The Search: 1. Do I Need a Real Estate Agent?, 2. Real Estate Agent Services, 3. The Home Search Process, 4. Your Home As An Investment. 

Making An Offer: 1. Comparables, 2. Market Trends,  3. Earnest Money, 4. Contingencies, 5. The Negotiation.

Preclosing/ The Closing: 1. Do I Need An Attorney?, 2. Choosing Vendors for Inspections, 3. Closing Costs, 4. The Final Walk Through, 5. Real Estate Taxes, 6. Home Owner’s Insurance.

& Frequently Asked Questions 

Additional information will cover "Why It Is a Good Time to Buy", "The First Time Home Buyer $8,000 Tax Credit" and "The $6,500 Tax Credit for Qualified Buyers." 

Guest Speakers will be Tracy Tunnell from First Federal Savings Bank and Lori Janko-Wilke from State Farm Insurance.

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